Privacy & Cookie Policies

Last Updated: October 5, 2025

At Lumadin, we value your privacy and are committed to providing a transparent and secure experience. This combined policy explains how we handle your data, use cookies, and protect your information when you visit our website.

1. Information We Collect

1.1 Personal Data You Provide

We collect the minimum amount of data necessary for our website’s functionality. Personal data is only collected if you:

• Sign up for our newsletter or updates (email address)
• Create an account on the site (username, email, optional profile info)
• Post comments on articles (name, email, comment content)
• Contact us through forms or email
• Subscribe to premium services (billing information processed by Stripe)

2. How We Use Your Information

• Provide and maintain our services
• Process subscriptions and payments
• Send newsletters and updates (with opt-out option)
• Improve website functionality and user experience
• Respond to your inquiries and support requests

3. AI Systems and Data Processing

Lumadin uses proprietary AI systems to process and analyze news content. No personal user data is processed or used in these AI analyses. Our AI systems only process publicly available news content and information.

4. Cookie Policy

4.1 What Are Cookies?

Cookies are small files stored on your device when you visit a website. They help websites remember your preferences and improve your browsing experience.

4.2 How We Use Cookies

Lumadin uses cookies for the following purposes:

• Essential Cookies: Required for basic website functionality
• Performance Cookies: Help us understand how visitors use our site
• Functionality Cookies: Remember your preferences and settings

4.3 Third-Party Cookies

We use third-party services that may set cookies:

• Stripe (payment processing)
• Email service providers

4.4 Cookie Consent

By continuing to use our website, you consent to our use of cookies as described in this policy. You can manage cookies through your browser settings.

5. Data Sharing and Third Parties

We do not sell your personal data to third parties. We may share information with:

• Payment processors (Stripe) for subscription billing
• Email service providers for communications
• Legal authorities when required by law

6. Data Retention and Security

6.1 Data Retention

We retain personal data only as long as necessary for the purposes stated in this policy:

• Account data: Until account deletion request
• Newsletter data: Until unsubscribe request
• Comment data: Until deletion request

6.2 Data Security

We implement reasonable security measures to protect your data. However, no system is 100% secure, and we cannot guarantee absolute security of your information.

7. Your Rights (GDPR & CCPA)

7.1 Your Privacy Rights

Depending on your location, you may have the following rights:

• Access your personal data
• Correct inaccurate data
• Delete your personal data
• Restrict or object to processing
• Data portability
• Opt-out of data sharing (CCPA)

7.2 Exercising Your Rights

To exercise any of these rights, please contact us at hello [at] lumadin [dot] com. We will respond within 30 days.

8. Embedded Content and Social Sharing

8.1 Embedded Content

Articles may include embedded content from other websites (videos, images, etc.). These sites may collect data about you, use cookies, and monitor your interaction.

8.2 Social Sharing

Our social sharing buttons do not track personal data. No identifiable information is stored or shared through these buttons.

9. Children’s Privacy

Our services are not directed to individuals under 16. We do not knowingly collect personal data from children under 16.

10. Governing Law

This policy is governed by the laws of the State of Delaware, United States. Any disputes shall be resolved in Delaware courts.

11. Changes to These Policies

We may update these policies. Changes will be posted on this page with updated effective dates. Continued use constitutes acceptance of changes.